Our Background 2

Advanced Project
1 min readDec 13, 2023

Let’s check the rest of our background. Another factor driving fintech growth, particularly in South Africa, is the high level of mobile penetration, which reaches up to 90%. Therefore, providing financial services through digital platforms can be the first step in providing opportunities for financially excluded populations to access financial activities, addressing the aforementioned challenges. At this juncture, interest in alternative forms of financial services is increasing in African and Southeast Asian markets, and people are seeking alternatives to traditional banks and financial institutions, which are costly and difficult to access. Fintech technology can provide various services such as mobile banking, P2P loans, and cryptocurrencies, offering alternatives to traditional financial products. As a result, emerging markets are increasing the need for government-level financial inclusion, and fintech technology in Africa and Southeast Asia is promoting economic growth and promoting financial inclusion through government support and friendly regulatory environments.

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