Our Background 1

Emerging markets are providing fertile soil for financial technology (fintech), which is shaking up the financial industry. Innovations in mobile payments, online banking, and alternative loan platforms are breaking the traditional mold by utilizing technology to provide financial services to people who previously had no access or inadequate services.
One of the key functions of fintech in emerging markets such as Africa and Southeast Asia is the need for financial inclusion. In particular, low-income populations have limited access to traditional banking services. As a result, they face difficulties in planning their finances, securing credit ratings, starting, and maintaining businesses, pursuing personal lives, and growing. This creates a cycle of poverty that is difficult to break. It is believed that some of these challenges can be addressed by providing convenient financial services through fintech digital platforms that are accessible to low-income populations.

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