Fintech Market Growth Potential in South East Asia

The fastest-growing fintech categories are digital payments and digital lending. In 2021, the digital payments segment saw record funding of USD 1.9 billion, a 244% compound annual growth rate (CAGR) from USD 562 million in 2020. Digital lending also recorded a sizable 78% CAGR to USD 314 million. In SEA, individuals who are underbanked and unbanked make up more than 70% of the population. In addition, informal workers make up the majority of the workforce, and they remain financially underserved. Today we can see the potential of the investment, lending, savings and decentralized finance (DeFi) space.

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