E-Wallets So Popular

The reason why e-wallets are popular in the region is that the majority of residents in SEA do not use credit cards. More than 174 million adults in SEA do not have a bank account or credit card. In Thailand, Vietnam, and Indonesia, the number of residents who hold a credit card are about 30%, 11%, and 6% of the population, respectively. QR payments-based e-wallets allow SEA users to make digital payments with only a smartphone and Internet connection. Fintech businesses in Indonesia, the Philippines, and Vietnam are evaluated as highly likely to succeed.

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