Background of Advanced Project

In particular, the high mobile penetration rate of up to 90% in South Africa is the factor driving the growth of FinTech. Therefore, the provision of financial services through digital platforms can be the first step in providing opportunities for the financially excluded population to access financial activities while addressing the aforementioned challenges. At this point, interest in alternative forms of financial services is increasing in African and Southeast Asian markets, and people are looking for alternatives to traditional banks and financial institutions that are expensive and difficult to access. FinTech technology offers alternatives to traditional financial products as it can provide various services such as mobile banking, P2P loans, and cryptocurrencies. As a result, the need for financial inclusion at the government level is increasing in emerging markets, and fintech technology in Africa and Southeast Asia is promoting economic growth and financial inclusion through government support and a friendly regulatory environment.

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