Payment Railway is a platform for simple payment and domestic/overseas remittance (transfer) with very low fees compared to existing credit card fees. As customers use the platform, their loyalty and credit rating can be measured (Big Data Analysis) to provide rewards and services such as small loans. Future compatibility with…

The Advanced Project is a payment and remittance service that integrates next-generation technologies such as blockchain, big data, and AI for financially excluded populations in Africa, Southeast Asia, and other regions. AUC consists of platforms such as payment/remittance, identity authentication, blockchain, and big data analysis, which are organically linked to provide…

Advanced Project provides blockchain management within the project. Wallet management can be one. Mainnet core and Integration, exchange swap (transaction), Metamask, Trustwallet connection, etc can also be part. As for Bigdata analysis, we collect and filter transaction details of users and merchants, provide CTR, STR, AML analysis and in extent…

Advanced financial platforms consist of Payment Gateway, Advanced Point, Blockchain Identity and Authentication, and Big Data Analysis. In addition to their respective platform roles, these are interconnected to provide more secure and powerful capabilities. Payment Railway provides On/Offline simple payment, Domestic/Overseas remittance and supports Mobile app, USSD, and Desktop with various…

Blockchain technology is transforming finance by introducing new and secure ways to manage money and payments. From remittances to microloans, it is paving the way for a more efficient global financial system. Our mission is to bridge the gap between regulated financial services and the world of blockchain. With AUC…

The Unbanked — The banking sector itself is somewhat structurally unsuited to push into the poorer and more remote corners of the country. It is highly concentrated and conservative with regulations that focus on soundness and stability, all of which can make it difficult to commit resources to collecting smaller deposits and making smaller loans. The World Bank has suggested that a tiered system of licensing be introduced, whereby specialised institutions are specifically designed for the lower strata of the market. Similar programmes are currently in place elsewhere in Africa, such as Ghana, where licensed rural banks provide retail loans, often, though not always, to lesser-banked markets.

South Africa Banks Making Efforts to Reach and Integrate the Unbanked Population Given South Africa’s history and economy, financial inclusion is a serious issue for the country. It is committed to making up for the disparities of the apartheid era and it wants and needs to improve the lives of its…

What Are Crypto Exchanges And How Do They Work — A cryptocurrency exchange works similarly like stock exchanges which helps the investors to buy and sell in digital currencies such as Bitcoin, Ethereum or Tether. These platforms work on digital marketplace such as mobile apps or via desktop functions similarly like e-brokerages. They also provide an array of trading and…

While South Africa’s adoption of digital currencies has been steadily increasing in recent years, several factors may still impact the future of cryptocurrencies in the country, including regulatory developments, economic conditions and public sentiment. The setup of a regulatory framework is ongoing and moves along with innovation and the rise…